We specialize in helping physicians, dentists, and high-income professionals build guaranteed lifetime income, preserve wealth, and retire with confidence. Whether you’re preparing for retirement or want to protect your savings from unnecessary risks and taxes, our personalized, research-backed strategies are designed to secure your financial future—so you can focus on what matters most: your health, practice, and family.
Physicians & Dentists looking to build lifetime income, retire confidently, and never outlive their savings.
Affluent Professionals who want to preserve wealth without stress, minimize tax burdens, and protect their savings from unnecessary risks.
Aligned with your retirement goals
For more efficient wealth building
Tailored to your unique needs
That help you thrive despite market volatility
So you can prioritize your well-being and legacy
With a plan made specifically for your life and future
Our expert planning team is dedicated to guiding you through every step of your financial journey. With transparent pricing, in-depth financial analysis, and decades of specialized experience working with high-earning professionals, we deliver trusted, personalized strategies that empower you to achieve lasting financial success.
Jerry L. Gruber, CLU, ChFC, CWS, RIA, is a seasoned retirement planning specialist with over 20 years of experience working with physicians, dentists, business owners, and affluent individuals. As a Research Associate for the Doctors Economic Research Project, Jerry has developed and implemented innovative planning programs to help clients build lifetime income streams, preserve wealth, and retire confidently.
Jerry began his career with John Deere before moving into financial services with New York Life and John Hancock. He founded his own wealth management firm in Denver and later joined ECS Planning to bring advanced post-pandemic retirement planning strategies to his clients. His deep expertise and client-first approach have helped many achieve financial peace of mind and independence.
Our team specializes in helping physicians, dentists, and affluent professionals achieve their financial goals with clarity and confidence. Through smart, personalized strategies, we guide you step by step—so you can build lifetime income, protect your wealth, and retire securely.
"I finally feel in control"
"I didn’t need more money — I needed a smarter strategy. Jerry helped me bring structure to my portfolio, lower my taxes, and create a clear plan for spending and gifting in retirement. I finally feel in control of my finances."
- Surgeon
"Peace of mind"
"Jerry helped us turn a complicated financial picture into a clear retirement plan. We delayed retirement by one year and gained more income, lower taxes, and peace of mind. Six years later, we’re still grateful."
- Jay & Anne
"I'm debt-free"
"Jerry has guided me for 25+ years. When I lost my wife, the planning we did made all the difference — my kids are protected, I’m debt-free, and I’m set for a secure retirement."
- Orthodontist
When you partner with us, you're not just investing in your lifestyle—you’re investing in lasting peace of mind. Discover exactly when you can retire, how to maximize your resources, and how to create a secure, fulfilling retirement.
Helping you achieve financial success with expert guidance and personalized strategies.
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